Not sure how to handle this....

[ar surround]

Venmo has been hacked more than once. I don’t trust it and only use Zelle though BOA and they will require you to use two factor authorization.

I use exactly the same thing: only Zelle through BOA with 2FA. So maybe we're both screwed. LOL

 

[ar surround]

I’ve been enabling 2FA on a lot of sites in the last few weeks, starting with anything to do with my finances. And yeah, it does become a bit of a pain when you’re trying to quickly login somewhere.

Yes. And lock your phone with a password (or fingerprint or facial recognition or whatever for secondary protection) just in case it gets lost or lifted off of your person.

Also, I never tell a site to "remember this device" when using 2FA even if it is my home computer.

 

[4-earredwonder]

No recourse? That seems strange. I thought that banks were responsible for safeguarding digital transactions. If you know how it happened, would you mind sharing the gory details?

Sadly, the 'crew' at our local J P Morgan CHASE Bank are a bunch of numbskulls so I just took that $6K as a LOSS when I filed my federal/state tax returns. Problem solved. They did however make good on a bunch of fraudulent charges on our business credit card so all wasn't lost.

 

[peloton]

Unfortunately, it appears that the below may be more evidence of a scam here on QQ (wouldn't be surprised if it's the same group or even person.) Note that these 2 messages I received from this very new acct a few days ago were sent about 2 days apart. I had my suspicions after the 1st one, but after receiving the 2nd one, it's a red flag for sure since they're a bit too insistent on wanting to sell this. Mods, I'll let you take it from here - thanks much.

Michael Jones​

New member​

JoinedFeb 13, 2025Messages0
Feb 13, 2025
You can contact junior He has a Hiromi's Sonicbloom for sale in new condition. Here's his email for [email protected]


Michael Jones

New member​

JoinedFeb 13, 2025Messages0
Feb 15, 2025
I think i saw a guy called Muncho posted a Hiromi's Sonicbloom for sale. Here is his email [email protected]

​

 

[PolkSDA]

I've bought and sold various collectibles online since before the Internet existed. I put together and subsequently sold a collection of silver and bronze-age comic books in the 1980s and early 1990s via Usenet, with all of the transactions done via personal check, money order, and Western Union. Before the existence of PayPal or eBay. Back then, there was virtually no buyer recourse.

Now, there is no excuse to not be protected. I buy and sell on numerous platforms, Facebook groups, forums, etc. Everything is strictly PayPal Goods & Services (both buying and selling). No Friends & Family, no Venmo, Zelle, or other nonrecourse methods. In fact, if anyone asks me to use those methods in lieu of G&S, my alarm bells go off as a scammer.

If 2.9% fees are such a roadblock, then fine I'll chip in a few extra bucks to help cover the fees, but I will NOT give up buyer protection, nor should anyone who is purchasing from me.

If, on the other hand, the issue is your wanting to skate under the IRS radar with respect to paying taxes on the income, that's a you problem not a me problem... I'm not willing to give up my buyer protection so you can evade taxes.

PayPal G&S. Learn it. Live it. Love it.

 

[mandrix]

I don't sell all that often but I certainly have no problem with using PP G&S if that's what the buyer wants. So far no one has asked me to do that.
I'm not trying to skate under IRS or anyone else's radar....I don't make enough money to pay taxes now anyway. Been a member here since 2006 and never screwed anyone over.
But as the old saying goes, C.Y.A.

 

[gvl_guy]

Honestly? I don't use Venmo/PayPal that much in the first place so I really didn't realize there was a difference. I think my default was F&F so that's the way it paid. From now on, I'll know better.

 

[Sonik Wiz]

Unfortunately, it appears that the below may be more evidence of a scam here on QQ (wouldn't be surprised if it's the same group or even person.) Note that these 2 messages I received from this very new acct a few days ago were sent about 2 days apart. I had my suspicions after the 1st one, but after receiving the 2nd one, it's a red flag for sure since they're a bit too insistent on wanting to sell this. Mods, I'll let you take it from here - thanks much.

Michael Jones​

New member​

JoinedFeb 13, 2025Messages0
Feb 13, 2025
You can contact junior He has a Hiromi's Sonicbloom for sale in new condition. Here's his email for [email protected]


Michael Jones

New member​

JoinedFeb 13, 2025Messages0
Feb 15, 2025
I think i saw a guy called Muncho posted a Hiromi's Sonicbloom for sale. Here is his email [email protected]

​

"Agree with Grimy. New forum member geasonmichelle and email address [email protected] are a scam combo. This member has posted about 7-8 times within the last hour saying they have exactly what different people are looking for. Looks like this is the reincarnation of tondo et al. "

https://forums.aaca.org/topic/416231-beware-of-recent-scammers/

 

[peloton]

"Agree with Grimy. New forum member geasonmichelle and email address [email protected] are a scam combo. This member has posted about 7-8 times within the last hour saying they have exactly what different people are looking for. Looks like this is the reincarnation of tondo et al. "

https://forums.aaca.org/topic/416231-beware-of-recent-scammers/

Disheartening. Thanks for confirming, Sonik Wiz. Further proof that they realize our passions and hobbies are areas to exploit.