This is not true in every legislation. In Germany you do not need to own the original to make a copy for personal use, it just has to be a legitimate original that is used for creating the copy (and
it must not be copy protected, no matter how weak the protection). You can borrow it from a friend, from the public library, or you can go with a laptop to a store and make the copy there (if the store would allow it, which is highly theoretical
).
Of course you are not allowed to distribute the copy in any way, except within the family and among very close friends.