I've been ripping the Chicago Quadio box, so that's how I came to this observation. Thanks again for all your help, Garry.
Warning: Some AVR's don't play Quad (4 Channels) FLAC files correctly (Example: for my Denon AVR-X7200WA only outputs as stereo).
Someone here mentioned Audiomuxer will output Quad as 5.1 FLAC with silent centre and sub when used to convert.
My Music Media Helper app has a tool to auto-convert all Quad FLACs to 5.0 (with silent centre). These play correctly as Quad on my AVR.